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You have an excellent credit rating?
You have had a stable employment for at least a year?
You have 1.5% of the purchase price
If yes, then you are the ideal candidate to make a purchase of a property without a down payment!
1- It is the bank that provides you with the 5.5% cash back advance for down payment at the time of the purchase. Since the banks do not provide any gifts, they will recuperate this down payment by applying a slightly higher interest rate over a period of 5 years. The rate will be the 5 year posted rate also know as the Prime rate.
2- Bank requires you have in your own savings 1.5% of the purchase price also known as the start-up fee’s[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_column_text css=”.vc_custom_1459531378268{padding-bottom: 15px !important;}”]
Verify the examples:
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5.5 % Deposit
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25 years 2.75%
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25 years 2.75%
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